What is a Retail Investor?

Retail investors are non-professional individual investors like you and me. Generally, this means that retail investors do not have licenses or certifications that allow us to invest other people’s money within stocks, securities, and bonds. We use a variety of investing tools like Robinhood, Acorns, Sofi Invest, or larger companies like Fidelity and E*TRADE to trade our own money and try to get a piece of the pie. 

Retail trader’s goals are just as diverse as our investing styles. Some of us are looking to make a career as traders while some are looking for a way to invest our money for the long term to be safe in retirement. Our goals also define whether we focus on short-term or long-term investing. In this way there is no right or wrong way to be a retail investor as long as we book profits on our trades. 

One of the benefits of being a retail trader is there is no requirement to have a certain amount of capital. You can be a retail investor with as little as $100 or up to hundreds of thousands of dollars. It is our versatility and number that makes us a force to be reckoned with as seen by the massive jump of GameStop (GME) stock in 2021. 

 There is no wrong time to become a retail investor. If you have money that you can afford to put into the stock market, it can be an extremely rewarding and stimulating hobby. You will need determination and an open mind to become a successful retail investor and always do your due diligence before buying stocks. Hopefully, Seabird Stocks has become be one place for you to learn and grow your investing passion. 

If you are new to the world of retail investing, dip your toes in and get a feel for your favorite stocks. Start small and with enough determination, grit, and savviness you might surprise yourself with hefty profits! If you are an expert, make sure to help those starting out as we are a great and growing community. 

Be Smart, Be Safe, and Trade!